Terms and Conditions

1. Acceptance of Terms

By accessing or using the Slate Capivex website, software, or any related services (collectively, the "Service"), you agree to be bound by these Terms and Conditions ("Terms"). If you do not agree to these Terms, you must not access or use the Service. These Terms constitute a legally binding agreement between you and Slate Capivex.

2. Description of Service

Slate Capivex provides an AI-powered decision-optimization platform intended to support long-term financial planning. The Service is informational and analytical in nature and does not constitute financial, tax, legal, or investment advice. Any outputs, projections, or recommendations generated by the Service are based on models, assumptions, and data provided and may not reflect your actual circumstances.

3. Eligibility and Account Registration

You must be of legal age in your jurisdiction to enter into a binding contract to use the Service. When creating an account, you agree to provide accurate, current, and complete information and to keep this information updated. You are responsible for maintaining the confidentiality of your account credentials and for all activity that occurs under your account.

4. Acceptable Use

You agree not to misuse the Service. This includes, without limitation, agreeing not to:

• Reverse engineer, decompile, or attempt to extract the source code of the Service;
• Use the Service for any unlawful purpose or in violation of any applicable regulation;
• Interfere with or disrupt the integrity or performance of the Service;
• Attempt to gain unauthorized access to the Service or related systems or networks;
• Use automated means to scrape, extract, or copy data from the Service without prior written consent.

5. Subscription, Fees, and Billing

Certain features of the Service may require payment of fees. Where applicable, pricing, billing frequency, and payment terms will be disclosed at the point of purchase. All fees are non-refundable except as required by applicable law or as otherwise expressly stated. Slate Capivex reserves the right to modify pricing with reasonable advance notice.

6. Intellectual Property

All content, software, trademarks, logos, and other materials associated with the Service are the property of Slate Capivex or its licensors and are protected by applicable intellectual property laws. Nothing in these Terms grants you any right, title, or interest in the Service other than a limited, non-exclusive, non-transferable license to use it in accordance with these Terms.

7. User Content and Data

You may submit information or data to the Service for the purpose of generating analyses or projections. You retain ownership of any data you submit. By submitting such data, you grant Slate Capivex a limited license to process it solely for the purpose of providing the Service to you, subject to our Privacy Policy.

8. No Financial or Professional Advice

The Service is designed to assist with decision support and planning scenarios. It does not replace advice from a licensed financial advisor, accountant, or legal professional. You should consult appropriately qualified professionals before making any financial or legal decisions based on outputs from the Service.

9. Disclaimers

The Service is provided on an "as is" and "as available" basis without warranties of any kind, whether express or implied, including but not limited to warranties of merchantability, fitness for a particular purpose, accuracy, or non-infringement. Slate Capivex does not warrant that the Service will be uninterrupted, error-free, or free from harmful components.

10. Limitation of Liability

To the maximum extent permitted by applicable law, Slate Capivex, its officers, employees, and affiliates shall not be liable for any indirect, incidental, special, consequential, or punitive damages, or any loss of profits, revenue, data, or goodwill, arising from or related to your use of, or inability to use, the Service, even if advised of the possibility of such damages.

11. Indemnification

You agree to indemnify and hold harmless Slate Capivex and its affiliates from any claims, damages, losses, liabilities, and expenses (including reasonable legal fees) arising out of or related to your use of the Service or your violation of these Terms.

12. Termination

Slate Capivex reserves the right to suspend or terminate your access to the Service at any time, with or without notice, for conduct that violates these Terms or is otherwise harmful to other users, Slate Capivex, or third parties. You may discontinue use of the Service at any time.

13. Changes to the Terms

Slate Capivex may revise these Terms from time to time. Material changes will be communicated through the Service or by other reasonable means. Continued use of the Service after such changes take effect constitutes acceptance of the revised Terms.

14. Governing Law

These Terms shall be governed by and construed in accordance with the laws applicable in the jurisdiction in which Slate Capivex operates, without regard to its conflict of law principles. [Specific governing law and venue to be confirmed and inserted upon legal review.]

15. Severability

If any provision of these Terms is found to be unenforceable or invalid, that provision shall be limited or eliminated to the minimum extent necessary, and the remaining provisions shall remain in full force and effect.

16. Contact Information

If you have questions about these Terms, please reach out via our Contact page.